1 2 3 4 5 6 Credit Card Debt Relief Programs for $10,000+ Balances Programs may be available that help negotiate credit card and unsecured debt.Not designed for: Student Loans Tax Debt Auto Loans Mortgages Check If You Qualify Which types of debt are you looking for help with? Please select all that apply. Credit Cards Personal Loans Medical Bills Student Loans Tax Debts Accounts in Collections Next About how much credit card debt do you currently have? (an estimate is fine) $9,999 or less $10,000 - $19,999 $20,000 - $39,999 $40,000 - $59,999 $60,000 - $79,999 $80,000+ Do you currently have a reliable source of income? Full-time employment Part-time employment Self-employed Retired / fixed income Currently unemployed If your payments were reduced, could you afford a monthly program payment? Yes Possibly depending on the amount No Thanks for Your Interest Unfortunately, the program offered through Happy Wallet Financial is designed for individuals with $10,000 or more in credit card or unsecured debt and the ability to make a reduced monthly payment. Based on your responses, this program may not be the best fit right now. You may want to explore nonprofit credit counseling or financial wellness resources. You May Qualify for Debt Relief Options Complete the form below to speak with a debt specialist and review available options. Free consultation Personalized debt relief review Solutions tailored to your financial situation First Name* Last Name* Email Address* Phone Number* Zip Code* By clicking “See My Options” above, you are providing express written consent for MoneySolver, a Happy Wallet Financial affiliate, to call or text the number provided, including calls and messages sent by autodialer or using artificial, prerecorded, or AI-generated voice or messaging technology, even if your telephone number is currently listed on any internal, corporate, state, federal, or national Do-Not-Call (DNC) list. Consent is not required to purchase goods and services, and you may choose instead to contact a customer service representative at 888-537-6879. Message and data rates may apply, and message frequency varies. Information gathered in the SMS Campaign will not be shared with Third Parties or Affiliates for marketing purposes. Unsubscribe at any time by replying STOP to any text or letting us know during any call. Reply HELP for help or email info@happywalletfinancial.com. View our Terms of Service and Privacy Policy. See My Options