Credit Card Debt Relief Programs for $10,000+ Balances

Programs may be available that help negotiate credit card and unsecured debt.

Not designed for:

Student Loans
Tax Debt
Auto Loans
Mortgages

Which types of debt are you looking for help with?

Please select all that apply.

Credit Cards

Personal Loans

Medical Bills

Student Loans

Tax Debts

Accounts in Collections

How many credit cards currently carry balances?

1-2 Cards

3-4 Cards

5+ Cards

About how much credit card debt do you currently have?

(an estimate is fine)

$9,999 or less

$10,000 - $19,999

$20,000 - $39,999

$40,000 - $59,999

$60,000 - $79,999

$80,000+

What best describes your current situation?

Struggling to keep up with payments

Already behind on some accounts

Accounts in collections

Trying to get ahead before things get worse

Do you currently have a reliable source of income?

Full-time employment

Part-time employment

Self-employed

Retired / fixed income

Currently unemployed

If your payments were reduced, could you afford a monthly program payment?

Yes

Possibly depending on the amount

Based on your answers, you may qualify for a debt relief program.

Programs typically require:

$10,000+ credit card debt
Difficulty keeping up with payments
Ability to make a monthly program payment

Thanks for Your Interest

Unfortunately, the program offered through Happy Wallet Financial is designed for individuals with $10,000 or more in credit card or unsecured debt and the ability to make a reduced monthly payment.

Based on your responses, this program may not be the best fit right now.

You may want to explore nonprofit credit counseling or financial wellness resources.

Almost Finished!

Submit the form below to get your free consultation, credit check, and options review:

A free consultation and credit check
A personalized review of the relief programs available to you
Help protecting your income and assets from creditors

First Name*

Last Name*

Email Address*

Phone Number*

Zip Code*

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